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What do Abraham Lincoln, Ulysses S Grant, Henry Ford, Henry Heiz, Milton Hershey, Walt Disney and Mark Twain have in common? Each of them filed bankruptcy during their lifetimes. Yet each of them is known for their achievements and immeasurable impact on humanity. A bankruptcy is a financial tool to allow you to seek your next venture, your next adventure, your new or next home, or your next whatever!
The purpose of the Bankruptcy Code is to give the “honest but unfortunate debtor” a fresh start. So, in spite of the (false) stigma surrounding bankruptcy and (false) doomsayers’ prediction that a bankruptcy filing is an end, bankruptcy remains a way for someone to dig out from crushing debt.
As a society, we (through Congress) have enacted bankruptcy law not only for humanitarian reasons but also because it makes economic sense and it makes for a better society. When considering someone who has lost their job, or became ill, got divorced, etc – do we want that person to spend years living in poverty while slowly chipping away at that debt? Or do we want to throw that person a life-line, allow medical bills and credit card debts to be discharged, so they can buy a home, improve their home, pay real estate taxes, and be able to do things more productive things for themselves and their community?
But what about the creditors? Does filing a bankruptcy leave others holding the bag? Banks and credit card companies remain extremely profitable and the business model assumes a percentage of default by consumers.
Think about yourself and your dependents. Contribute to your financial future and well-being. The hardest part is almost over – the decision to file a bankruptcy. We can help you. The bankruptcy system was designed for you – the honest but unfortunate debtor. Will you let a temporary setback define you or will you take your fresh start and find your achievements?
Altamonte Springs Office:
P.O. Box 520546
Longwood, FL 32752