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When you file for bankruptcy, there is an automatic stay against your creditors. They may not continue collection efforts against you. Those collection efforts include lawsuits that were pending before you filed your bankruptcy.
You will likely notice the change in tone and attitude with a collector before verse after you tell them that you have hired a bankruptcy attorney.
BUT ... you must actually file your bankruptcy before your lawsuit can be dismissed in state court. Once you file, the creditor or law firm will be notified of your filing, the other court action will cease and it may likely not continue.
If you get a summons, or are in the middle of a lawsuit, don’t despair. Take action. They may try to garnish you and take your assets. Give us a call and find out if a bankruptcy filing is right for you.