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Chapter 7 bankruptcy eliminates most unsecured debts, such as:
If you have no money left over when you are done paying your living expenses, then you may be someone who qualifies for a Chapter 7 bankruptcy. In a Chapter 7 filing, you typically pay very little or nothing and are done in 4 to 7 months. You may receive a discharge of most of your debts. You may be able to keep loans for houses and cars, continuing to pay on them if you wish to keep those items.
For those who qualify for a Chapter 7 bankruptcy, it can be nothing short of a financial miracle. A Chapter 7 discharge can wipe out your unsecured debts, allowing you to get a fresh start. The recovery time after filing a bankruptcy is much shorter than most people realize. Your credit score can improve almost immediately after you finish a Chapter 7 bankruptcy. Many clients report that credit card companies and other lenders are sending them advertisements and pre-approved offers right after their discharge.
Altamonte Springs Office:
P.O. Box 520546
Longwood, FL 32752