Budgen Law

Call Us - 407.481.2888

Bankruptcy Issues: Wage and Bank Garnishments

Orlando Bankruptcy Lawyer, L. Todd Budgen provides professional Bankruptcy and Debt Relief Attorney services in Orlando, Maitland, Longwood, Altamonte Springs, Winter Park, Orange - Osceola - Seminole Counties, and Central Florida.

Call 407.481.2888 about your Bankruptcy law needs in Orlando and Central Florida.

When you file for bankruptcy, the automatic stay is an automatic injunction against your creditors. They may not continue collection efforts against you. Those collection efforts include garnishment orders on your paychecks or bank accounts. You usually cannot get the money back that has already been garnished, but any amounts that are not already with the creditor when you file may be returned to you.

After a creditor has obtained a judgment against you, a garnishment against your bank account or wages is a common way for a creditor to try to force you to pay toward the judgment. When that happens, may people are unable to absorb the upwards of a 25% gross reduction in their paycheck. That is when bankruptcy is a solution.

A civil lawsuit for breach of contract can sometimes be reduced to a judgment with very little effort or advanced warning. Through the years, many clients have come in when an old debt comes back to haunt them by way of a garnishment. Their first inkling of trouble is when they try to use their debit card and discover that their bank account has been reduced to a negative balance. That is one of the most jarring things that can happen and leaves many with no choices. Some civil lawsuits can be reduced to a judgment even though you did not know.

A bankruptcy usually stops the garnishment of your bank account and paychecks.

Call Us Now at 407.481.2888 for a free consultation to find out if filing a bankruptcy can help you with wage and bank garnishments.

Budgen Law

Phone: 407.481.2888

Mailing Address:
P.O. Box 520546, Longwood, FL 32752

Main Office:
(by appointment only)
2290 North Ronald Reagan Blvd., Suite 148, Longwood, FL 32752
***outside dropbox available***

Altamonte Springs Office:
(by appointment only)
631 Palm Springs Drive, Suite 114, Altamonte Springs, FL 32701
***door slot available***

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Budgen Law
Attorney, L. Todd Budgen - Orlando, FL Lawyer | 407.481.2888

Bankruptcy Law Attorney

Orlando Lawyer, providing experienced Debt Relief Representation, Repossessions, and Bankruptcy Attorney legal representation in Orange County Florida, including: Orlando, Maitland, Apopka, Winter Park, Alafaya, Bay Lake, Belle Isle, Bithlo, Christmas, Doctor Phillips, Eatonville, Edgewood, Fairway Shores, Goldenrod, Gotha, Hunter's Creek, Lake Buena Vista, Lockhart, Meadow Woods, Oakland, Ocoee, Orlovista, Pine Castle, Pine Hills, Southchase, South Apopka, Taft, Tangerine, Union Park, Wedgefield, Williamsburg, Windermere, Winter Garden, Zellwood, Seminole County Florida, including: Sanford, Longwood, Altamonte Springs, Casselberry, Forest City, Geneva, Goldenrod, Heathrow, Lake Mary, Lake Monroe, Oviedo, Wekiva Springs, Winter Springs, Osceola County Florida, including: Kissimmee, St. Cloud, Campbell, Celebration, Champions Gate, Deer Park, Four Corners, Harmony, Intercession City, Kenansville, Narcoossee, Poinciana, Reunion, Yeehaw Junction, and throughout the Central Florida Area.

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