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Bankruptcy Issues: Debt Collection Harassment

Orlando Bankruptcy Lawyer, L. Todd Budgen provides professional Bankruptcy and Debt Relief Attorney services in Orlando, Maitland, Longwood, Winter Park, Orange - Osceola - Seminole Counties, and Central Florida.

Call 407.481.2888 about your Bankruptcy law needs in Orlando and Central Florida.

When you file for bankruptcy, there is an automatic stay against your creditors for most debts. So, a creditor may not continue collection efforts against you. Those collection efforts include phone calls and correspondence (mailings, emails) from the original creditor (the credit card company itself) or the collection agency (companies who buy or service the debt from the original creditor).

It is not common for a creditor to violate the automatic stay but every now and then, a creditor continues to call and harass someone even after filing bankruptcy. If you get a phone call from a creditor after filing, let the creditor know that you have filed bankruptcy, provide your case number, the date you filed, and the name and number of your bankruptcy attorney.

The “correct” response from the creditor should be an apology for calling, and that they will verify your bankruptcy filing with your bankruptcy attorney. And after it is verified, they will likely never call or write you again.

But if you get a call again or multiple times, you should document the time and other relevant details and let your bankruptcy attorney know. The automatic stay is a hallmark of bankruptcy law and the judges do not take lightly creditors who ignore this rule. Your attorney may be able to file for fines and sanctions against such a creditor, winning damages for you including punitive damages.

Call 407.481.2888 for a free consultation to find out if filing a bankruptcy can help you with debt collection harassment.

L.Todd Budgen, Orlando Lawyer

2180 West State Road 434,
Suite 6116,
Longwood, FL 32779

Phone: 407.481.2888
Fax: 407.313.1119

Budgen Law Staff




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Budgen Law
Attorney, L. Todd Budgen - Orlando, FL Lawyer | 407.481.2888

Bankruptcy Law Attorney in Orlando and Central Florida

Orlando Lawyer, providing experienced Debt Relief Representation, Repossessions, and Bankruptcy Attorney legal representation in Orange County Florida, including: Orlando, Maitland, Apopka, Winter Park, Alafaya, Bay Lake, Belle Isle, Bithlo, Christmas, Doctor Phillips, Eatonville, Edgewood, Fairway Shores, Goldenrod, Gotha, Hunter's Creek, Lake Buena Vista, Lockhart, Meadow Woods, Oakland, Ocoee, Orlovista, Pine Castle, Pine Hills, Southchase, South Apopka, Taft, Tangerine, Union Park, Wedgefield, Williamsburg, Windermere, Winter Garden, Zellwood, Seminole County Florida, including: Sanford, Longwood, Altamonte Springs, Casselberry, Forest City, Geneva, Goldenrod, Heathrow, Lake Mary, Lake Monroe, Oviedo, Wekiva Springs, Winter Springs, Osceola County Florida, including: Kissimmee, St. Cloud, Campbell, Celebration, Champions Gate, Deer Park, Four Corners, Harmony, Intercession City, Kenansville, Narcoossee, Poinciana, Reunion, Yeehaw Junction, and throughout the Central Florida Area.

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